Sunday, November 4, 2012

Life of a Bank P.O

One of the most common questions asked during Bank P.O. Interview is, ‘What a Bank Probationary Officer / Bank P.O. does?’ In this section we are throwing light on role of a Bank Probationary Officer, what kind of life he lives as Bank P.O.

A Bank P.O. in a bank is the entry level appointment to start career as bank officer. In this career growth prospects both in terms of salary package as well as post is high. Promotional prospects are quite higher for those who perform better. The work of a Bank P.O. involves General Banking, Administrative Task, and any other task bestowed by the bank time to time.

A Bank P.O. needs rigorous training to understand nitty-gritty of banking and thus he / she can be asked to perform any work till probation period completes. After the completion of probation period he / she can be assigned routine work like posting, scrolling or advances or anything which relates to banking. Generally, he / she assigned different responsibilities as asked by the Senior Manager. Bank P.Os. are trained for accounting, marketing, investment, billing, finance, human resources, etc.

The Bank P.O. also assigned the task of selling bank’s products and thus to generate high returns. They can be asked to work in loans and advances, mortgage etc. Handling customer grievances is also responsibility of a Bank P.O. Excellent communication skills and ability to deal with people is one of the prime requirement of a Bank P.O.

After completion of Probation period Bank P.O. has given post of Assistant Manager. In the start he / she posted in low capacity branches and given tasks like cheque clearance, cash flow management, Demand Draft Issuances etc. As he / she gains experience and expertise due promotions are offered and shifted to high capacity branches. Bank P.O. enjoys handsome salary along with other facilities and reputed position in society.

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