Monday, November 19, 2012

Banking Interview Questions and answers

Preparatory aspects of interview
 
Look at a few preparatory aspects that you need to know about interviews.
1.Dress code
2.Entry and initial moments in the interview room
3.Sitting posture
4.Body language
5.Language to be used in an interview
6.Conduct inside the interview room

What the interviewer look for in an interviewee ?
 
The interviewer are chiefly interested in knowing whether you are a suitable candidate for a management course as well as for taking up managerial responsibilities in future.
The main qualities that the interviewer look for the candidate are:

Level of knowledge the candidates possesses.
Conceptual understanding of issues
Clarity of thought
Communication skill
Planning of career
Basic personality
Reacting to a situation

Talk about Banking – what the interviewer seeks for is a person who is flexible to be along with the given timings, someone who can cope up with writing bits and bobs or a person who can benefit them with more development .Your answer can have following bulleted points.

>>Banking is a fast changing environment
>>Retail banking is now very competitive – from telephone banking, retailers and etc Banking is thus now largely sales driven.
>>You can even talk about IT getting changes and clearing banks offers a wide range of career opportunities for graduates – not just in branch banking but also in financial services, consultancy and corporate banking.

Have you applied to any other areas apart from banking?

Here off course your answer will hold some other finance or sales and marketing careers – insurance or accountancy, altogether these careers should have skills related to banking.
Tell me about an experience in which you had to use tact?

Tact and diplomacy are important qualities in retail banking – the customer is (almost!) always right. You may have to tell an account holder diplomatically why they can’t have a loan for example, without provoking them into moving their account elsewhere.

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