Tuesday, November 13, 2012

Bank interview questions answers

IBPS has been one of the most successful organizations in the recent months in giving the Indian job seekers a ray of hope to enter the banks. The public sector banks will be calling up nearly 1 lakh candidates for interview from the list of IBPS clerk passed candidates. The query for IBPS clerk interview pattern and techniques to crack them has been the major concern among the candidates in the recent reports. So, the most effective and best IBPS clerk interview success tips have been bunched up together in this article and presented before the candidates to get most out of the public sector and private sector bank clerical interviews in the coming months.

This report has been made up by some of the successful candidates in PO and clerical interviews from the major banks. Lets get into the questions and their definite answers.

Query on how should I present myself in front of the judging panel?

Ans: You should be correct on time and keep an eye on your documents that they are properly stacked according to preference or not. It shows a disciplined character of the candidate towards the panel. Dress up in formals and keep hairs and nails neat and clean. When you are to enter the room, ask for permission in a calm yet confident tone. And ask if you can seat when you go in front of them, sit when they ask you to sit. Calmly be firm and straight in your posture and look towards everyone when answering their questions. This makes the judging panel feel that you are confident and ready to answer them. Also it shows your clarity on the subject and makes them interested towards you, which is very important for any type of interview.

Introduce yourself.

Ans: The judging panel has an introductory common question and that is your introduction. Be careful not just to get over the question and say your normal answer which you have been doing so far to relatives and people. Be frank and besides your educational and personal background, say about some sort of achievements that have made you more regularized and strong as a person. But do not just say I have achieved this and that, rather say I have been given this award for my this and that effort. That will make them feel that you are not too much boasting and you are truly a genious.

Why you have chosen banking career after 10+2 or graduation, why not your related field?

Ans: It will be the most common and mark scoring question in the coming IBPS clerical 2012 interviews. The IBPS clerk interview pattern holds the successful key here. Start with saying like,” I have always seen the potential in the banking sector, be it a recession or slowdown, banks have always topped the chart in regular business with no downfall. It also has a great career development potential that no other industry can provide. I feel that the education I have achieved so far, more or less I can contribute from my knowledge to the banking sector and make the personal as well as organizational mutual development.” This will show the judgment panel that you are clear cut about your objective and have no hesitations in your aim.

Question about banking and its current affairs:

Ans: There will be some questions on banking related knowledge and current affairs related to banking. So get over some books that have current affairs on banking. Kiran’s General Banking and Economic Awareness is a good book for the clerical bank related questions. Questions on current RBI regulatory policies, recession and its affects and the bank on which you are giving interview (related questions) will be asked. So prepare for these type of questions and answer fluently. If you cannot say them that you are unable to, but do not hesitate. That will make a wrong impression of your confidence.

If you are selected, what are your future plans and how that will help the bank growth?

Ans This is also an important question that has been quite difficult to answer for some people at that instant moment. Start with, “Sir, because I see the banking sector as the bond of an individual as well as mutual relationship, it makes a great amount of sense that cooperation and customer satisfaction will be my top priority. I will work over customer and official work satisfaction and also keep an eye on the bank business requirements. I will be more than happy if I can serve the bank in different roles as and when the need arise. As I will be commited purely on my work and organization business needs, I think bank will grow more than the expectations with proper mutual cooperation. Not only it will serve the purpose of bank business growth, but will also develop my working skills and personal attitude.

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