1. Tell me something about yourself
2. Why should we hire you? Or how can u say that you are the right candidate?
3. Why BPO/ (company name)?
4. What are your strengths and weaknesses?
5. What are your short term and long term goals?
6. What are your contributions in order to meet the goals of our company?
7. Tell me about your native place.
8. Tell me about your college days.
9. Can u explain about Child labour/Corruption/Poverty?
10. Why do you want to leave your current job?
11. Describe the movie you have seen recently.
12. Tell me about a memorable/happiest/saddest day in your life.
13. Who is your role model, and why?
14. What is your favourite colour? Talk about it.
15. What will you do if you are not selected today?
16. What do you consider to be the important element of teamwork?
17. Tell me something about your favourite movie?
18. Who is your favourite player? And Why?
19. Tell me what you did since morning.
20. How much salary you are expecting?
21. What do you know about customer care/bpo industry?
22. If you were a superhero, what would be your super powers, and why?”
23. Who is your best boss? And why?
1. Tell me something about yourself
Ans:
I am srinath chennamadavuni, I am 28 years old, I was born, brought up
in karimnagar district which is a part of andhrapradesh, I completed my
mba with finance in 2005 from kakatiya university, I am a certified
professional with a extensive background in business management and
finance. Once I finished my mba, I started working for a foundation
which was established by my own brother; there my role was taking care
of the events and charities conducted by our foundation, our foundation
mainly dealt with fund raising events to help poor children and
diabetic patients. Bur for our personal reasons we closed our
foundation recently, So I was forced to get a new job to survive, And I
want a change in my career, So I am searching for a position which is
challenging, and allows me to utilize my knowledge and skills, However I
am always eager to learn new things, and I want to update my personal
and technical
skills along with the job, So I thought BPOs are the best choice and
would give me a quick start to my life as I have a long gap after my
MBA.
I have great knowledge in computers preferably on Microsoft operating
systems and office such as word and excel. And I have good practical
knowledge in system trouble shooting, hardware and network, system
software related problems.
I am a great devotee of Hanuman, and I am very kind at heart and like to serve needy,
I am also volunteering as a representative with the local clubs,
charities in karimnagar and I enjoy participating in community and
charity events. And I was appreciated many times by those charities and
clubs for my successful participation.
Thursday, December 6, 2012
Bank interview questions for freshers
71. What are the two forms of #include directive?
Ans:
1.#include”filename”
2.#include
the first form is used to search the directory that contains the source file.If the search fails in the home directory it searches the implementation defined locations.In the second form ,the preprocessor searches the file only in the implementation defined locations.
72. How would you use the functions randomize() and random()?
Ans:
Randomize() initiates random number generation with a random value.
Random() generates random number between 0 and n-1;
73. What do the functions atoi(), itoa() and gcvt() do?
Ans:
atoi() is a macro that converts integer to character.
itoa() It converts an integer to string
gcvt() It converts a floating point number to string
74. How would you use the functions fseek(), freed(), fwrite() and ftell()?
Ans:
fseek(f,1,i) Move the pointer for file f a distance 1 byte from location i.
fread(s,i1,i2,f) Enter i2 dataitems,each of size i1 bytes,from file f to string s.
fwrite(s,i1,i2,f) send i2 data items,each of size i1 bytes from string s to file f.
ftell(f) Return the current pointer position within file f.
The data type returned for functions fread,fseek and fwrite is int and ftell is long int.
75. What is the difference between the functions memmove() and memcpy()?
Ans: The arguments of memmove() can overlap in memory. The arguments of memcpy() cannot.
76. What is a file?
Ans: A file is a region of storage in hard disks or in auxiliary storage devices.It contains bytes of
information .It is not a data type.
77. IMP>what are the types of file?
Ans: Files are of two types
1-high level files (stream oriented files) :These files are accessed using library functions
2-low level files(system oriented files) :These files are accessed using system calls
78. IMP>what is a stream?
Ans: A stream is a source of data or destination of data that may be associated with a disk or other
I/O device. The source stream provides data to a program and it is known as input stream. The destination stream eceives the output from the program and is known as output stream.
79. What is meant by file opening?
Ans: The action of connecting a program to a file is called opening of a file. This requires creating
an I/O stream before reading or writing the data.
80. What is FILE?
Ans: FILE is a predefined data type. It is defined in stdio.h file.
Ans:
1.#include”filename”
2.#include
the first form is used to search the directory that contains the source file.If the search fails in the home directory it searches the implementation defined locations.In the second form ,the preprocessor searches the file only in the implementation defined locations.
72. How would you use the functions randomize() and random()?
Ans:
Randomize() initiates random number generation with a random value.
Random() generates random number between 0 and n-1;
73. What do the functions atoi(), itoa() and gcvt() do?
Ans:
atoi() is a macro that converts integer to character.
itoa() It converts an integer to string
gcvt() It converts a floating point number to string
74. How would you use the functions fseek(), freed(), fwrite() and ftell()?
Ans:
fseek(f,1,i) Move the pointer for file f a distance 1 byte from location i.
fread(s,i1,i2,f) Enter i2 dataitems,each of size i1 bytes,from file f to string s.
fwrite(s,i1,i2,f) send i2 data items,each of size i1 bytes from string s to file f.
ftell(f) Return the current pointer position within file f.
The data type returned for functions fread,fseek and fwrite is int and ftell is long int.
75. What is the difference between the functions memmove() and memcpy()?
Ans: The arguments of memmove() can overlap in memory. The arguments of memcpy() cannot.
76. What is a file?
Ans: A file is a region of storage in hard disks or in auxiliary storage devices.It contains bytes of
information .It is not a data type.
77. IMP>what are the types of file?
Ans: Files are of two types
1-high level files (stream oriented files) :These files are accessed using library functions
2-low level files(system oriented files) :These files are accessed using system calls
78. IMP>what is a stream?
Ans: A stream is a source of data or destination of data that may be associated with a disk or other
I/O device. The source stream provides data to a program and it is known as input stream. The destination stream eceives the output from the program and is known as output stream.
79. What is meant by file opening?
Ans: The action of connecting a program to a file is called opening of a file. This requires creating
an I/O stream before reading or writing the data.
80. What is FILE?
Ans: FILE is a predefined data type. It is defined in stdio.h file.
Bank interview questions and answers pdf
1. How do you execute one program from within another?
The system calls used for low-level process creation are execlp() and execvp(). The execlp call overlays the existing program with the new one , runs that and exits. The original program gets back control only when an error occurs.
execlp(path,file_name,arguments..); //last argument must be NULL
A variant of execlp called execvp is used when the number of arguments is not known in advance.
execvp(path,argument_array); //argument array should be terminated by NULL
2. What is IPC? What are the various schemes available?
The term IPC (Inter-Process Communication) describes various ways by which different process running on some operating system communicate between each other. Various schemes available are as follows:
Pipes:
One-way communication scheme through which different process can communicate. The problem is that the two processes should have a common ancestor (parent-child relationship). However this problem was fixed with the introduction of named-pipes (FIFO).
Message Queues :
Message queues can be used between related and unrelated processes running on a machine.
Shared Memory:
This is the fastest of all IPC schemes. The memory to be shared is mapped into the address space of the processes (that are sharing). The speed achieved is attributed to the fact that there is no kernel involvement. But this scheme needs synchronization.
Various forms of synchronisation are mutexes, condition-variables, read-write locks, record-locks, and semaphores.
3. What is the difference between Swapping and Paging?
Swapping:
Whole process is moved from the swap device to the main memory for execution. Process size must be less than or equal to the available main memory. It is easier to implementation and overhead to the system. Swapping systems does not handle the memory more flexibly as compared to the paging systems.
Paging:
Only the required memory pages are moved to main memory from the swap device for execution. Process size does not matter. Gives the concept of the virtual memory.
It provides greater flexibility in mapping the virtual address space into the physical memory of the machine. Allows more number of processes to fit in the main memory simultaneously. Allows the greater process size than the available physical memory. Demand paging systems handle the memory more flexibly.
The system calls used for low-level process creation are execlp() and execvp(). The execlp call overlays the existing program with the new one , runs that and exits. The original program gets back control only when an error occurs.
execlp(path,file_name,arguments..); //last argument must be NULL
A variant of execlp called execvp is used when the number of arguments is not known in advance.
execvp(path,argument_array); //argument array should be terminated by NULL
2. What is IPC? What are the various schemes available?
The term IPC (Inter-Process Communication) describes various ways by which different process running on some operating system communicate between each other. Various schemes available are as follows:
Pipes:
One-way communication scheme through which different process can communicate. The problem is that the two processes should have a common ancestor (parent-child relationship). However this problem was fixed with the introduction of named-pipes (FIFO).
Message Queues :
Message queues can be used between related and unrelated processes running on a machine.
Shared Memory:
This is the fastest of all IPC schemes. The memory to be shared is mapped into the address space of the processes (that are sharing). The speed achieved is attributed to the fact that there is no kernel involvement. But this scheme needs synchronization.
Various forms of synchronisation are mutexes, condition-variables, read-write locks, record-locks, and semaphores.
3. What is the difference between Swapping and Paging?
Swapping:
Whole process is moved from the swap device to the main memory for execution. Process size must be less than or equal to the available main memory. It is easier to implementation and overhead to the system. Swapping systems does not handle the memory more flexibly as compared to the paging systems.
Paging:
Only the required memory pages are moved to main memory from the swap device for execution. Process size does not matter. Gives the concept of the virtual memory.
It provides greater flexibility in mapping the virtual address space into the physical memory of the machine. Allows more number of processes to fit in the main memory simultaneously. Allows the greater process size than the available physical memory. Demand paging systems handle the memory more flexibly.
Interview questions and answers
In today's date of uncertainty and competition getting a job is very difficult. Though there are plenty of reputed companies spread all over yet getting a job in any of them needs lot of skill and caliber. It is particularly because of this reason that the youths of today go through unnatural stress to handle the pressure of the interview.
How to Deal With Stress?
There are several ways through which the interview stress can be dealt with. However, the best possible way is to go through a thorough practice. Practice can be done in different ways. Again the best option in this case is to go for mock interviews with friends and family members so that the actual interview does not remain stressful.
Practice Makes A Man Perfect:
Practice always makes a man perfect. Therefore before going for the interview, it is best to allot sufficient time for the practice with the different possible questions. There might be questions related to education, background, work experience if any or even the current affairs. It would be wise to have a thorough knowledge on all these matters so that confidence can be attained.
Past Interviews as reference for stress interview questions and answers:
The past interviews can be definitely taken as points of reference. By means of this the areas of weaknesses can be focused and thus occurrence of the common mistakes can be avoided. This in turn would also help to relieve stress to a great extent and future interview questions can be handled with ease.
Stress Interview And Post Stress Interview:
It is also essential to handle the stress and the post stress interview and this can be best done by being confident. It is also essential to eliminate all worries and keep cool. This can best help to deal with the interview stress.
Next Step: Download the sample placement papers that would help you to clear the initial placement test and get selected for the interview stage.
How to Deal With Stress?
There are several ways through which the interview stress can be dealt with. However, the best possible way is to go through a thorough practice. Practice can be done in different ways. Again the best option in this case is to go for mock interviews with friends and family members so that the actual interview does not remain stressful.
Practice Makes A Man Perfect:
Practice always makes a man perfect. Therefore before going for the interview, it is best to allot sufficient time for the practice with the different possible questions. There might be questions related to education, background, work experience if any or even the current affairs. It would be wise to have a thorough knowledge on all these matters so that confidence can be attained.
Past Interviews as reference for stress interview questions and answers:
The past interviews can be definitely taken as points of reference. By means of this the areas of weaknesses can be focused and thus occurrence of the common mistakes can be avoided. This in turn would also help to relieve stress to a great extent and future interview questions can be handled with ease.
Stress Interview And Post Stress Interview:
It is also essential to handle the stress and the post stress interview and this can be best done by being confident. It is also essential to eliminate all worries and keep cool. This can best help to deal with the interview stress.
Next Step: Download the sample placement papers that would help you to clear the initial placement test and get selected for the interview stage.
Wednesday, December 5, 2012
Bank Interview Questions and Answers
Bank Interview Questions and Answers involve a diverse category of questions related with the banking
industry. This is due to the reason banking offers multiple opportunities in various areas of the business
world. Generally bank po interview questions along with bank clerical interview questions and answers
are considered to be the toughest exam in the banking industry. For this purpose bank interview
questions and answers pdf are published in a number of websites, for the convenience of the students.
Bank Job Interview Questions And Answers
There are certain categories of question which are asked during a bank job interview. A potential candidate should answer each question very carefully in order to avoid any form of rejection. The questions generally asked are:- What personal traits differentiate you as a prospective applicant for a good banking job?
- What are you- a people person or a private person?
- Why you want to take up banking as a career?
Bank Teller Interview Questions And Answers
A bank teller plays a vital role in maintaining the relationship that exists between the customers and the bank. Hence, a job interview for such a position in the bank is complex and is completely different compared to other jobs available in banks. Following are the type of questions asked during such interviews:- What are the particular features of the job that you prefer?
- What are the aspects of this job that you liked?
- How will the bank be benefitted by hiring you?
Advice for Bank Teller Job Candidates
When you appear for such an interview, be in your formals and look tidy. You will have to persuade the bank that you are a generous man who will not break the faith and you are ideal for this job.Bank Manager Interview Questions And Answers
A Bank manager needs to look after the day to day operations of the entire bank. He/she has to add in customers in large numbers to augment the annual profit of the bank. Such kinds of jobs demand people with huge knowledge and experience. Following are the pattern of questions that are asked to the candidates appearing for the Bank Manager post:- Define economy?
- What are your interpersonal and communicational skills?
- Why do want to make your career in the banking industry?
- Define the main responsibilities of a banking manager.
- What are the current changes that took place in the banking sector?
Bank interview questions and answers
Banks and other big organizations requiring large data storage use?
High Level Language useful for the beginners is?
For Scientific work the most popular language is?
Which is not the portable computer?
OBJECT ORIENTED language is?
Information is?
. Total memory of system can be known using?
Sample Interview Questions Tips and Answers
I’d like to begin this article with the most common things
that you must follow to face any interview either they are for Banking jobs or
for others, please refer to our earlier article of Best
tips to crack banking job interviews – Basic Strategies for Facing Interview
If you are experienced in giving interviews then you already
know that most of the interviewer starts panel with general queries like
introduce yourself, strength and weaknesses, why you want to join so you must
be prepared to lead the interview in a perfect way... all these things have been
discussed in the previous post given in above link so now here am sharing some
really common interview questions who have been experienced by interviewees at
Karnataka Bank previously, they are:-
- Do you know the address of head office?
- What is banking? Scope of banking industry in India?
- Total number of Karnataka bank’s branches in India?
- What is the difference between debit or credit card?
- Total number of ATM’s we have?
- What is the use of Computers in banking sector?
- Who is the CEO/Chair Person of Karnataka Bank?
- What do you know about Karnataka bank?
- What are the Type of banks?
- Roles of RBI/Central bank?
- Hierarchy of banking system in India?
- Why you want to join Karnataka bank?
Answers- To
answer these questions you need to check out About us Page of Karnataka bank, Wikipedia of
Karnataka bank as well as Google to get the answers
Clerk Interview Questions and Answers
The below questions are generally asked after the initial questions that are posed at knowing the person on a personal level.
1. Tell me about yourself? What is your job experience?
This is the generally the first question that is asked by an interviewer. Although this is more of a formal question and does not hold much bearing on the final outcome of the interview, it is normally asked to check your general competence to the job in question.
Keep in mind that the interviewer would not have the time to listen to a detailed story.
Therefore, be ready to create a briefer about your work experience. Make sure that the answer to this question is quick and concise. You can briefly tell about your prior work history and highlight some of your important background points – your recent and relevant career experience and how it qualifies you for the said job.
2. What are your educational qualifications that would support your application for the job of a clerk?
Any job that has a responsibility attached to it has several qualifications that should be held by a person that applies for the said profile. Make sure that you carry your academic as well as other documents that support your application for the said position. Of course, not every interviewer would have the time to go through the documentation, but the very fact that you have the documents at hand would give you some brownie points when it comes to the aspect of first amongst equals.
Once these questions are answered, the questions may veer to those regarding a typical workday.
3. Tell me about your typical workday – how would you prioritize the work in a typical day?
A clerk is a company resource. It is necessary for the clerk to know how to prioritize the work he/she receives from many departments and individuals within the business organization.
To answer this question, the simplest answer would be that you would prioritize the work with regards to the level of seniority and the level of importance. This is the safest way to prioritize work in a business organization that has a vertical hierarchy. It is very common that the work process moves from bottom to top in such a hierarchy.
Therefore, in many cases, if the work has reached a higher authority, there are good chances that the work is of greater priority than the other assignments.
Then, the interviewer would be interested in asking you about your technological education. Here are the questions that are based about your technical knowledge:
4. What are the types of software that you are comfortable with?
This is another question that is fast gaining precedence with the increase of technology and differences that we have seen since the past decade. This question is basically a no brainier. No employee today would be in a position to get a job if he is not computer knowledgeable and computer savvy.
The answer to this question should again be factual – the types of Windows based applications in addition to other business management applications you used and the level of knowledge for each of these software.
5. What is your ‘words per minute’ speed? What is the accuracy value that you have at that speed?
This is a typical question that is asked of anyone who has applied for a clerical job. A clerk spends most of their time typing up documents and other collateral.
Therefore, make sure that you reply to this question with factual numbers. In fact, many a times, this question may be the only one why you are selected over other candidates for the position.
1. Tell me about yourself? What is your job experience?
This is the generally the first question that is asked by an interviewer. Although this is more of a formal question and does not hold much bearing on the final outcome of the interview, it is normally asked to check your general competence to the job in question.
Keep in mind that the interviewer would not have the time to listen to a detailed story.
Therefore, be ready to create a briefer about your work experience. Make sure that the answer to this question is quick and concise. You can briefly tell about your prior work history and highlight some of your important background points – your recent and relevant career experience and how it qualifies you for the said job.
2. What are your educational qualifications that would support your application for the job of a clerk?
Any job that has a responsibility attached to it has several qualifications that should be held by a person that applies for the said profile. Make sure that you carry your academic as well as other documents that support your application for the said position. Of course, not every interviewer would have the time to go through the documentation, but the very fact that you have the documents at hand would give you some brownie points when it comes to the aspect of first amongst equals.
Once these questions are answered, the questions may veer to those regarding a typical workday.
3. Tell me about your typical workday – how would you prioritize the work in a typical day?
A clerk is a company resource. It is necessary for the clerk to know how to prioritize the work he/she receives from many departments and individuals within the business organization.
To answer this question, the simplest answer would be that you would prioritize the work with regards to the level of seniority and the level of importance. This is the safest way to prioritize work in a business organization that has a vertical hierarchy. It is very common that the work process moves from bottom to top in such a hierarchy.
Therefore, in many cases, if the work has reached a higher authority, there are good chances that the work is of greater priority than the other assignments.
Then, the interviewer would be interested in asking you about your technological education. Here are the questions that are based about your technical knowledge:
4. What are the types of software that you are comfortable with?
This is another question that is fast gaining precedence with the increase of technology and differences that we have seen since the past decade. This question is basically a no brainier. No employee today would be in a position to get a job if he is not computer knowledgeable and computer savvy.
The answer to this question should again be factual – the types of Windows based applications in addition to other business management applications you used and the level of knowledge for each of these software.
5. What is your ‘words per minute’ speed? What is the accuracy value that you have at that speed?
This is a typical question that is asked of anyone who has applied for a clerical job. A clerk spends most of their time typing up documents and other collateral.
Therefore, make sure that you reply to this question with factual numbers. In fact, many a times, this question may be the only one why you are selected over other candidates for the position.
Tuesday, December 4, 2012
Investment Banking Interview Prep Pack
Updated and revised! This 80+ page guide is a
compilation of the most common technical investment banker interview
questions and sales & trading interview questions encountered on
Wall Street. The Third Edition includes a 3 statement Sample Financial
Model built to illustrate the typical valuation methodologies used in
investment banking and private equity firms. The guide is an electronic
pdf and the model is an Excel file so you get everything immediately and
can start studying right away.
The Third Edition includes:
Technical investment banking interview questions are part of almost every finance interview. While the level of difficulty of these questions vary from firm to firm, you will undoubtedly be quizzed on technical questions in at least one round of investment banking interviews. Detailed and accurate responses will more likely impress your interviewer and help you land the job. In this difficult market and competitive industry it is important to gain any edge you can. If you put in the time to review, this guide will give you that edge for investment banking interview preparation.
Good luck! Please let us know if you have any suggestions for improving the Technical Guide by sending an e-mail to wallstreetoasis@wallstreetoasis.com.
Types of questions that are included in this guide:
The Third Edition includes:
- Sample Financial Model - 3 financial statements, DCF and other valuation techniques
- 200+ of the most Common Questions With Sample Answers
- Common Brainteasers and Solutions
- 20+ easy to read charts to help you remember what you read
- Income Statement, Balance Sheet, and Cash Flow Basics
- One page tutorials on how to read each of the financial statements
- Current events-related interview questions and explanations (including the European Financial Crisis and Mortgage Crisis)
- Detailed LBO (leveraged buyout) explanation
Technical investment banking interview questions are part of almost every finance interview. While the level of difficulty of these questions vary from firm to firm, you will undoubtedly be quizzed on technical questions in at least one round of investment banking interviews. Detailed and accurate responses will more likely impress your interviewer and help you land the job. In this difficult market and competitive industry it is important to gain any edge you can. If you put in the time to review, this guide will give you that edge for investment banking interview preparation.
Good luck! Please let us know if you have any suggestions for improving the Technical Guide by sending an e-mail to wallstreetoasis@wallstreetoasis.com.
Types of questions that are included in this guide:
- Accounting, Finance and Valuation
- Stocks
- Bonds and Interest Rates
- Currencies
- Options and Derivatives
- Mergers and Acquisitions
- Brainteasers
- and Other
HDFC Bank Question Papers With Answers
This page contains free downloads of HDFC Bank previous old question
papers with answers in pdf format.we always tries to collect all
previous question papers with solutions and create them in pdf
fomat.you can find our website watermark or website link in all pdfs.
you can download all free pdfs easily in single click.no need
registration,entering security code,waiting for some time. all are free
downloads.
if you are appearing for HDFC Bank and if you did not find any question paper,material,any kind of questions you have or if you want to share information please post in HDFC Bank discussions.
finally if you like HDFC Bank question papers and answers please share to your friends and if you have any suggestions to us regarding HDFC Bank questions and answers click here to Suggest !! .we always love to listen your comments and valuable suggestions. Thanks for encouraging. stay beautiful :)
if you are appearing for HDFC Bank and if you did not find any question paper,material,any kind of questions you have or if you want to share information please post in HDFC Bank discussions.
finally if you like HDFC Bank question papers and answers please share to your friends and if you have any suggestions to us regarding HDFC Bank questions and answers click here to Suggest !! .we always love to listen your comments and valuable suggestions. Thanks for encouraging. stay beautiful :)
Bank interview questions and answers
Why do you want to enter banking?
> You need to talk about Banking – what the interviewer seeks for is a person who is flexible to be along with the given timings, someone who can cope up with writing bits and bobs or a person who can benefit them with more development .Your answer can have following bulleted points.
Have you applied to any other areas apart from banking?
Here off course your answer will hold some other finance or sales and marketing careers – insurance or accountancy, altogether these careers should have skills related to banking.
How do you feel about committing yourself to another three years of exams?
The professional examinations that you will almost certainly be required to take as part of your training are not always difficult in themselves, but do require determination and focus- especially as much of your study will be done in the evenings after a hard days work.
You should also be aware of the range of qualifications open to you – many of the large clearing banks offer the opportunity to gain qualifications in marketing, personnel or accountancy – not just banking.
Tell me about an experience in which you had to use tact?
Tact and diplomacy are important qualities in retail banking – the customer is (almost!) always right. You may have to tell an account holder diplomatically why they can’t have a loan for example, without provoking them into moving their account elsewhere.
To answer this type of question, think through everything you have done in the last five years – school, university, sports, clubs, societies, travel, vacation jobs etc. and try to think of situations where you had to demonstrate this and other qualities – do this before your interview.
If you have completed a number of employer application forms, then you should already have done this as this type of question is now common on application forms.
Who are our major competitors and what differences do you notice in our products?
The company will be expecting that you have done your research on the industry generally. You should be familiar with the bank’s products and services – literature on these can be picked up at any branch. Read the banks brochures and annual reports – these may be in the careers information room.
Be aware of current trends in the market and try to find out what each bank is doing in these areas.
> You need to talk about Banking – what the interviewer seeks for is a person who is flexible to be along with the given timings, someone who can cope up with writing bits and bobs or a person who can benefit them with more development .Your answer can have following bulleted points.
- Banking is a fast changing environment
- Retail banking is now very competitive – from telephone banking, retailers and etc Banking is thus now largely sales driven.
Have you applied to any other areas apart from banking?
Here off course your answer will hold some other finance or sales and marketing careers – insurance or accountancy, altogether these careers should have skills related to banking.
How do you feel about committing yourself to another three years of exams?
The professional examinations that you will almost certainly be required to take as part of your training are not always difficult in themselves, but do require determination and focus- especially as much of your study will be done in the evenings after a hard days work.
You should also be aware of the range of qualifications open to you – many of the large clearing banks offer the opportunity to gain qualifications in marketing, personnel or accountancy – not just banking.
Tell me about an experience in which you had to use tact?
Tact and diplomacy are important qualities in retail banking – the customer is (almost!) always right. You may have to tell an account holder diplomatically why they can’t have a loan for example, without provoking them into moving their account elsewhere.
To answer this type of question, think through everything you have done in the last five years – school, university, sports, clubs, societies, travel, vacation jobs etc. and try to think of situations where you had to demonstrate this and other qualities – do this before your interview.
If you have completed a number of employer application forms, then you should already have done this as this type of question is now common on application forms.
Who are our major competitors and what differences do you notice in our products?
The company will be expecting that you have done your research on the industry generally. You should be familiar with the bank’s products and services – literature on these can be picked up at any branch. Read the banks brochures and annual reports – these may be in the careers information room.
Be aware of current trends in the market and try to find out what each bank is doing in these areas.
OP INTERVIEW QUESTIONS & ANSWERS
The Most Popular Interview Q & A’s
Funny how we know we always get the same questions in interviews, but how many of us actually anticipate the questions and prepare stock answers? By anticipating these simple but very engaging questions you will not only come across and confident but professional and prepared.
What are your weaknesses?
This is not the time to be telling your future employer what’s wrong with you, but an opportunity to sell yourself.
By turning this potentially negative question into a positive you will protect yourself confidently and positively therefore making potential weakness into strengths.
By turning this potentially negative question into a positive you will protect yourself confidently and positively therefore making potential weakness into strengths.
- Being organized wasn’t really one of my strong points, but implemented a time management system that improved me to organize my day and ensured that priority tasks were completed. That way I found that I had more time in each day instead of less and I was more productive as a result.
How do you Handle Stress and Pressure?
This again is a typical interview question, asked to get a sense of how you handle work load and pressure in the job. Examples of good responses include:
- I actually work better under pressure, I find it motivates me
- By prioritizing my responsibilities so that I have a clear idea of what needs to be done and how in this way being organized helps to minimize potential pressure
Tell Me about Yourself
This
is a great one, the most common question, often thrown in at the
beginning of an interview and it never fails to un nerve the candidate.
No one feels comfortable talking about themselves, but this is your
golden opportunity to sell yourself. Here what they really want to see
is how you articulate yourself. Interviewers use this moment in the
interview to study your body language and posture, your level of eye
contact. During this moment they can really get a sense of who you are
so be prepared for this moment in the spot light. Do not “wing it’
prepare in advance, they do not want chapter and verse or your life
story but a few confident examples that describe who you really are that
will set the tone for the rest of the interview.
I have 100 applicants for this position -Why Should I hire you?
Bam!
You know the question is coming but are you ready for it? If you cannot
answer this question then exactly why are you even in the interview?
“Because I am good” just won’t cut it I am afraid. Think about this
question carefully and prepare the answer in advance. Think about your
unique selling points, your strengths, all the skills that and
experience that you have that will set you apart from the rest. Often
recruiters try a different way to ask the same question such as “If I
asked your previous employers or your previous staff what they thought
of you what would they say about you?”
What motivates you?
Here
there isn’t a right or a wrong answer for this one but what the
recruiter is trying to understand here with this question is what would
be key to you being successful in the job you are being interviewed for.
Again anticipate this question and prepare for it. Consider what really
does motivate you and give some examples during your interview.
Emphasize your enthusiasm when answering this question:
- I was responsible for several large scale projects where I directed development teams and implemented new structured processes. The teams achieved 100% productivity and reached their deadlines. I was highly motivated by the challenge of completing the project ahead of schedule and in budget and by managing the teams who achieved their goals and targets.
What are your salary expectations?
Before
you start talking about pay and negotiating salary with a prospective
employer you need to find out what the industry standard for pay is for
that role and consider also more importantly your worth and value to
your prospective employer. In order to do this you will need to spend
some time researching salaries so that you are prepared to get what you
are worth, not to mention a job offer that is reasonable and realistic.
Monday, December 3, 2012
INTERVIEW QUESTIONS AND ANSWERS-Banking
26. What are self help groups?
Self
Help Groups are homogenous groups of persons who have joined for mutual
help, mutual benefit and mutual confidence to each other, mostly from
the same locality. Generally consists of 5-20 members, an un-registered one.
27. What do you mean by SHG linkage?
The process of making loans available from banks to an SHG is called linkage. This is usually done after six months of its existence, only when they get through a process called ‘grading.’
28. What is the main difference between a attachment order and a garnishee order?
An attachment order is issued by revenue/IT authorities. The credit balances at the time of receipt of the order including future credits are attachable. Whereas,
a garnishee order is issued by any court of law for attaching the
credit balance in the accounts of the judgement debtor at the time of
receipt of the order. That means, future credits are not attachable.
29. What do you mean by Margin Money?
It
is a form of assistance by way of subsidy to certain categories of
loans such as loans to SHGs, PMRY etc., wherein this amount can be
treated as margin to a loan. The margin money will be kept as term deposit with the banking without paying any interest. No interest will be charged for the corresponding portion of loan also. It
will be adjusted to the loan after a minimum of 3 years from the date
of grant of loan if the total repayment period of the loan is 5 years,
after 4 years if it is 7 years etc., If the loan becomes
‘bad’, it can be adjusted even before the completion of the lock-in
period. It is an one time assistance, available only for new units.
30. What do you mean by margin to a loan?
The portion or share out of the total financial outlay or project cost of a loan to be born by the loanee is called the margin
Bank interview questions and answers for po
Indian Bank Po Selection Process
: Indian Bank recently released recruitment notification for
recruitment of 850 probationary officer jobs for eligible candidates.
The guidelines regarding Indian Bank PO Selection Process for candidates
preparing for Indian Bank PO Exam is mentioned below.
Indian Bank Po Selection Process details :
Indian Bank Selection Process of Probationary officer is of two ways as Written test and Interview.
1. Written test : This test is of 2 papers as
a. Objective paper : This paper consists of 4 papers such as
1. Reasoning.
2. Quantitative Aptitude.
3. English Language.
4. General Awareness.
1. Reasoning.
2. Quantitative Aptitude.
3. English Language.
4. General Awareness.
b. Descriptive Paper: Consisting of 5 questions on socio-economic environment out of which the candidates have to attempt any four.
Candidates have to pass in each of the
objective paper. Depending upon the number of vacancies only those
candidates who rank sufficiently high in the written test will be called
for Interview.
2. Interview :
Candidate who qualify by ranking sufficiently high in merit on the basis
of aggregate marks in the written test will be called for interview
depending upon the number of vacancies.
Frequently Asked Questions:
1. Is there any negative mark for wrong answers?
Ans: Actually for every bank exam 1/4th mark will be deducted for wrong answer.
Ans: Actually for every bank exam 1/4th mark will be deducted for wrong answer.
2. The marks obtained in descriptive paper are taken for merit ranking?
Ans: Descriptive paper is just of qualifying paper and not taken for merit ranking.
Ans: Descriptive paper is just of qualifying paper and not taken for merit ranking.
3. On what circumstances the final selection will be?
Ans: Final selection would be on the basis of aggregate marks obtained by the candidates in the written test and interview.
Ans: Final selection would be on the basis of aggregate marks obtained by the candidates in the written test and interview.
4. How many minimum marks should I get in Interview to be in final selection?
Ans: It will be based on the bank decision basing on the number of vacancies.
Ans: It will be based on the bank decision basing on the number of vacancies.
5. If I qualify in written test and Interview than I will be selected as probationary officer?
Ans: It is strictly based in the order of merit.
No related posts.
Ans: It is strictly based in the order of merit.
Bank Interview Question answers
1. What is Balance of Trade?
The value of a country’s exports minus the value of its imports. Unless specified as the balance of merchandise trade, it normally incorporates trade in services, including earnings (interest, dividends, etc.) on financial assets.
2. What is Balanced Trade?
When A balance of trade equal to zero. (exports-imports=0)
3. What is Balance of merchandise trade?
The value of a country’s merchandise exports minus the value of its merchandise imports.
4. What is a favorable balance of trade?
It is the difference between exports and imports. Debit items include imports, foreign aid, domestic spending abroad and domestic investments abroad. Credit items include exports, foreign spending in the domestic economy and foreign investments in the domestic economy. A country has a trade deficit if it imports more than it exports; the opposite scenario is a trade surplus.
5. What is Balance of Payments?
A list, or accounting, of all of a country’s international transactions for a given time period, usually one year. Payments into the country (receipts) are entered as positive numbers, called credits; payments out of the country (payments) are entered as negative numbers called debits. A single number summarizing all of a country’s international transactions: the balance of payments surplus.
6. What is Balance of payments adjustment mechanism?
Any process, especially any automatic one, by which a country with a payments imbalance moves toward balance of payments equilibrium
7. What is Monopolistic Competition?
A market structure in which there are many sellers each producing a differentiated product. Each can set its own price and quantity, but is too small for that to matter for prices and quantities of other producers in the industry.
8. What is MFN?
MFN stands for Most Favoured Nation. The principle, fundamental to the GATT, of treating imports from a country on the same basis as that given to the most favored other nation. That is, and with some exceptions, every country gets the lowest tariff that any country gets, and reductions in tariffs to one country are provided also to others.
9. What is Gold Standard?
A monetary system in which both the value of a unit of the currency and the quantity of it in circulation are specified in terms of gold. If two currencies are both on the gold standard, then the exchange rate between them is approximately determined by their two prices in terms of gold.
10. What is Balance on capital account?
A country’s receipts minus payments for capital account transactions.
The value of a country’s exports minus the value of its imports. Unless specified as the balance of merchandise trade, it normally incorporates trade in services, including earnings (interest, dividends, etc.) on financial assets.
2. What is Balanced Trade?
When A balance of trade equal to zero. (exports-imports=0)
3. What is Balance of merchandise trade?
The value of a country’s merchandise exports minus the value of its merchandise imports.
4. What is a favorable balance of trade?
It is the difference between exports and imports. Debit items include imports, foreign aid, domestic spending abroad and domestic investments abroad. Credit items include exports, foreign spending in the domestic economy and foreign investments in the domestic economy. A country has a trade deficit if it imports more than it exports; the opposite scenario is a trade surplus.
5. What is Balance of Payments?
A list, or accounting, of all of a country’s international transactions for a given time period, usually one year. Payments into the country (receipts) are entered as positive numbers, called credits; payments out of the country (payments) are entered as negative numbers called debits. A single number summarizing all of a country’s international transactions: the balance of payments surplus.
6. What is Balance of payments adjustment mechanism?
Any process, especially any automatic one, by which a country with a payments imbalance moves toward balance of payments equilibrium
7. What is Monopolistic Competition?
A market structure in which there are many sellers each producing a differentiated product. Each can set its own price and quantity, but is too small for that to matter for prices and quantities of other producers in the industry.
8. What is MFN?
MFN stands for Most Favoured Nation. The principle, fundamental to the GATT, of treating imports from a country on the same basis as that given to the most favored other nation. That is, and with some exceptions, every country gets the lowest tariff that any country gets, and reductions in tariffs to one country are provided also to others.
9. What is Gold Standard?
A monetary system in which both the value of a unit of the currency and the quantity of it in circulation are specified in terms of gold. If two currencies are both on the gold standard, then the exchange rate between them is approximately determined by their two prices in terms of gold.
10. What is Balance on capital account?
A country’s receipts minus payments for capital account transactions.
Bank of India Interview Questions
-
When was Bank of India founded? 7 september 1906
-
where is the headquarters of Bank of India? Mumbai
-
who is the present MD of Bank of India? Alok Kumar Misra
-
When was Bank of India nationalized? 1969
-
Which is the fourth largest public sector bank in india? Bank of India ( after SBI, PNB and BOB)
-
Is Bank of India a founder member fo SWIFT? ( Society for Worldwide Interbank Financial Telecommunications) YES
-
How many branches does Bank of India have? 4157 branches
-
How many branches does Bank of India have outside India? 29 branches
-
How many ATMs does Bank of India have? 1300 ATMs
-
What is the total revenue of Bank of India? 24,393.50 crore
-
What is the total asset of Bank of India? 364,556.48 crore
-
What is the operational income of Bank of India ? 5,384.23 crore
-
What is the net income of Bank of India? 2,488.71 crore
-
Who was the main lead promoter of Bank of India when it started ? Sir Sasson J. David
Sunday, December 2, 2012
Top IT Job Interview Questions And Answers
1. Tell me a little about yourself?
It is often quoted that first impressions are often made within the first thirty seconds of meeting someone. It doesn’t really matter if it is a first date or a job interview. After the standard set of introductions many interviewers choose to go with this question because it helps break the ice. In most cases, the employer in IT is looking for traits such as honesty, integrity, communication and interpersonal skills. This is the time to let your potential employer find out more about you on a personal level, which could be all it takes to set you apart for the rest of the candidates.
This is an open question and everyone will answer it differently depending on their experiences. Being open and honest at this stage will help set the mood for the rest of the interview.
As a word of caution, this does not open the floor to extended ramblings that will bore the person asking the question. It is often a good idea to have a personal mission statement ready for this type of question to help stay on track. Think of this as your unique selling proposition and an opportunity to let the employer know why they should hire you for the position.
Start with your past successes and then move into your strengths and abilities that helped you achieve the past successes. You may want to conclude with background, interests. Being unique in your answers will allow the interviewer to more easily remember you when the entire process is over.
2. Why do you want to work here?
This seems like a basic question and you should have an answer for this before even heading out for the interview. There are many different reasons why someone wants to gain employment and honesty and integrity is usually what the interviewer is looking for here.
For most of you seeking careers, the answers lay in the reasons you decided to apply in the first place. Answers will probably touch on the following premises:
The place you are applying seems to be a good opportunity in advancing your career. Hopefully the organization has good growth potential, competitive wages, an environment that will help you learn new skills, a culture that makes you feel like you are making a difference and lets you share your gifts and talents with others.
If you are only looking for something more temporary or flexible, just be honest and open about your situation and why the place you are applying to makes you more excited to work at than anywhere else. The traits listed above are probably a good starting point.
3. What are your strengths?
This should be a relatively easy question to answer. You’ll want to focus on something as it relates directly to the position that you are applying for. It is advisable to focus on your analytical skills, interpersonal skills, communication, pace at which you learn new tasks etc. Take your time and think of an honest answer. Don’t over exaggerate at this stage because shameless self promotion will do you little service when it comes time to deliver on something that you said you were good when in reality it isn’t true. This question will provide the interviewer with insight into your character, honesty and integrity.
It is often quoted that first impressions are often made within the first thirty seconds of meeting someone. It doesn’t really matter if it is a first date or a job interview. After the standard set of introductions many interviewers choose to go with this question because it helps break the ice. In most cases, the employer in IT is looking for traits such as honesty, integrity, communication and interpersonal skills. This is the time to let your potential employer find out more about you on a personal level, which could be all it takes to set you apart for the rest of the candidates.
This is an open question and everyone will answer it differently depending on their experiences. Being open and honest at this stage will help set the mood for the rest of the interview.
As a word of caution, this does not open the floor to extended ramblings that will bore the person asking the question. It is often a good idea to have a personal mission statement ready for this type of question to help stay on track. Think of this as your unique selling proposition and an opportunity to let the employer know why they should hire you for the position.
Start with your past successes and then move into your strengths and abilities that helped you achieve the past successes. You may want to conclude with background, interests. Being unique in your answers will allow the interviewer to more easily remember you when the entire process is over.
2. Why do you want to work here?
This seems like a basic question and you should have an answer for this before even heading out for the interview. There are many different reasons why someone wants to gain employment and honesty and integrity is usually what the interviewer is looking for here.
For most of you seeking careers, the answers lay in the reasons you decided to apply in the first place. Answers will probably touch on the following premises:
The place you are applying seems to be a good opportunity in advancing your career. Hopefully the organization has good growth potential, competitive wages, an environment that will help you learn new skills, a culture that makes you feel like you are making a difference and lets you share your gifts and talents with others.
If you are only looking for something more temporary or flexible, just be honest and open about your situation and why the place you are applying to makes you more excited to work at than anywhere else. The traits listed above are probably a good starting point.
3. What are your strengths?
This should be a relatively easy question to answer. You’ll want to focus on something as it relates directly to the position that you are applying for. It is advisable to focus on your analytical skills, interpersonal skills, communication, pace at which you learn new tasks etc. Take your time and think of an honest answer. Don’t over exaggerate at this stage because shameless self promotion will do you little service when it comes time to deliver on something that you said you were good when in reality it isn’t true. This question will provide the interviewer with insight into your character, honesty and integrity.
Investment Banking Interview Questions
The following are good generic questions that will fit most
investment banking interviews. However, you’ll want to think of
additional ones that apply specifically to the company with which you’re
interviewing. One important reminder: If you’ve already covered any of
this material in your interview, don’t revisit it. You’ll appear
inattentive and unfocused.
A word to the wise: We’ve grouped our questions according to our sense of relative risk. Those in the “Safe” section are meant to be boring and innocuous, while those in the “Well Done” section will help you put the fire to your interviewer’s feet.
Safe Questions
A word to the wise: We’ve grouped our questions according to our sense of relative risk. Those in the “Safe” section are meant to be boring and innocuous, while those in the “Well Done” section will help you put the fire to your interviewer’s feet.
Safe Questions
- What kind of person are you looking for? (This question will provide useful information on personal characteristics you should emphasize.)
- What makes a person successful in this business?
- What made you choose this firm over other firms?
- What is a typical career path in the (corporate finance, sales, trading, research) department?
- How much of an analyst/associate’s time is spent pitching new business?
- Is there a formal mentoring program for new analysts/associates?
- If I’m a CEO, why would I choose your firm to take my company public?
- Beyond the league tables, what differentiates your firm from other firms?
- How is an analyst/associate assigned from the generalist pool to a project?
- How long does it take most people here to become managing directors?
- Can one request specific teams, industries, or product groups?
- How well do the firm’s different divisions work together?
- What’s the path? Are there specific benchmarks you have to hit?
- What are the firm’s biggest challenges and opportunities in the next 2 years?
- What aspect of your job do you find most frustrating?
Bank interview questions answers
Investment banking interviews are not about finding your soul mate or having a deep heart-to-heart with the interviewer.
You’re there to sell yourself.
Interviews are a chance to fix your flaws, highlight your strengths, and spin your experience in the best way possible.
There’s a ton of information about answering “fit” and technical questions in the investment banking interview guide, in The Banker Blueprint, and on Mergers & Inquisitions, so I’m not going to repeat all of that here.
Instead, I’m going to teach you how to fix your weaknesses and highlight your strengths by applying spin to common interview questions.
Spin Strategies
We’re going to look at 3 strategies to fix your weaknesses:
Omit Information
Let’s say you went through recruiting last year and didn’t get any offers – you took some time off, got other work experience, and now you’re back at the interview table because you really want to get into investment banking.
Do not mention that you didn’t get any offers or that you’ve been through recruiting once before – instead, just say that you had planned to go into a different industry but realized that you’re more interested in banking.
Sometimes you can’t do this – like if the same person you spoke with a year ago is interviewing you – but otherwise the field is wide open.
You’re there to sell yourself.
Interviews are a chance to fix your flaws, highlight your strengths, and spin your experience in the best way possible.
There’s a ton of information about answering “fit” and technical questions in the investment banking interview guide, in The Banker Blueprint, and on Mergers & Inquisitions, so I’m not going to repeat all of that here.
Instead, I’m going to teach you how to fix your weaknesses and highlight your strengths by applying spin to common interview questions.
Spin Strategies
We’re going to look at 3 strategies to fix your weaknesses:
- Omit Information
- Blame a 3rd Party
- Introduce New Information
- Magnify Small Events
- Re-Adjust the Focus
- Hedged Exaggeration
Omit Information
Let’s say you went through recruiting last year and didn’t get any offers – you took some time off, got other work experience, and now you’re back at the interview table because you really want to get into investment banking.
Do not mention that you didn’t get any offers or that you’ve been through recruiting once before – instead, just say that you had planned to go into a different industry but realized that you’re more interested in banking.
Sometimes you can’t do this – like if the same person you spoke with a year ago is interviewing you – but otherwise the field is wide open.
Investment Banking Interview Questions
1. How do you value a company?
This question, or variations of it, should be answered by talking about 2 primary valuation methodologies:
This question, or variations of it, should be answered by talking about 2 primary valuation methodologies:
- Intrinsic value (discounted cash flow valuation)
- Relative valuation (comparables/multiples valuation)
- Intrinsic value (DCF) – This approach is the more academically respected approach. The DCF says that the value of a productive asset equals the present value of its cash flows. The answer should run along the line of “project free cash flows for 5-20 years, depending on the availability and reliability of information, and then calculate a terminal value. Discount both the free cash flow projections and terminal value by an appropriate cost of capital (weighted average cost of capital for unlevered DCF and cost of equity for levered DCF). In an unlevered DCF (the more common approach) this will yield the company’s enterprise value (aka firm and transaction value), from which we need to subtract net debt to arrive at equity value. Divide equity value by diluted shares outstanding to arrive at equity value per share.
- Relative valuation (Multiples) – The second approach involves determining a comparable peer group – companies that are in the same industry with similar operational, growth, risk, and return on capital characteristics. Truly identical companies of course do not exist, but you should attempt to find as close to comparable companies as possible. Calculate appropriate industry multiples. Apply the median of these multiples on the relevant operating metric of the target company to arrive at a valuation. Common multiples are EV/Rev, EV/EBITDA, P/E, P/Book, although some industries place more emphasis on some multiples vs. others, while other industries use different valuation multiples altogether. It is not a bad idea to research an industry or two (the easiest way is to read an industry report by a sell-side analyst) before the interview to anticipate a follow-up question like “tell me about a particular industry you are interested in and the valuation multiples commonly used.”
- Since the free cash flows in an unlevered DCF analysis are pre-debt (i.e. a helpful way to think about this is to think of unlevered cash flows as the company’s cash flows as if it had no debt – so no interest expense, and no tax benefit from that interest expense), the cost of the cash flows relate to both the lenders and the equity providers of capital. Thus, the discount rate is the weighted average cost of capital to all providers of capital (both debt and equity).
- The cost of debt is readily observable in the market as the yield on debt with equivalent risk, while the cost of equity is more difficult to estimate.
- Cost of equity is typically estimated using the capital asset pricing model (CAPM), which links the expected return of equity to its sensitivity to the overall market (see WSP’s DCF module for a detailed analysis of calculating the cost of equity).
- The cost of equity is higher than the cost of debt because the cost associated with borrowing debt (interest expense) is tax deductible, creating a tax shield. Additionally, the cost of equity is typically higher because unlike lenders, equity investors are not guaranteed fixed payments, and are last in line at liquidation.
Saturday, December 1, 2012
Bank hr interview questions
How to Answer Common interview Questions?
"An interview is a great opportunity to reflect on your past accomplishments and future goals, Take the time to review what you have done, where you want to go, be honest and to the point. If you engage in conversation in a compelling, relevant and positive way with your prospective employer, you'll give yourself the best chance to land the job you want."
1.Tell me about yourself?
This question may be challenging because you need to find a good balance between providing enough information about yourself, without rambling. The key is to keep your answers focused on information relevant
to the position.
2.What are your weaknesses?
This is one of the questions job seekers fear the most. The best way to answer is by choosing a professional trait and explain how it can be an advantage if well managed. When you identify a weakness, remind the employer you are actively taking actions to correct it. For example, "I used to have trouble with procrastination, now I have learned to write down a list of things that I need to do, and keep a calendar to keep track of deadlines."
3.What are your long-range career goals?
The employer wants to know if you can see yourself working for the company on a long-term basis. Emphasize that you want to secure a position that offers opportunities to grow, develop skills and take on challenges and responsibilities. Do not indicate that you hope to start your own business, change careers or are thinking of going back to school full-time.
4.What’s your definition of success?
This is a challenging one for many a job hunter because success can be subjective. You might think that success means landing this job and working your way up in the company, but your employer wants to know why you would be successful with the company. What would you be doing on a day to day basis that would lead to success? You might talk about how you maintain a strong work ethic, work with feedback from your boss and peers, and maintain a high level of integrity at all times.
"An interview is a great opportunity to reflect on your past accomplishments and future goals, Take the time to review what you have done, where you want to go, be honest and to the point. If you engage in conversation in a compelling, relevant and positive way with your prospective employer, you'll give yourself the best chance to land the job you want."
1.Tell me about yourself?
This question may be challenging because you need to find a good balance between providing enough information about yourself, without rambling. The key is to keep your answers focused on information relevant
to the position.
2.What are your weaknesses?
This is one of the questions job seekers fear the most. The best way to answer is by choosing a professional trait and explain how it can be an advantage if well managed. When you identify a weakness, remind the employer you are actively taking actions to correct it. For example, "I used to have trouble with procrastination, now I have learned to write down a list of things that I need to do, and keep a calendar to keep track of deadlines."
3.What are your long-range career goals?
The employer wants to know if you can see yourself working for the company on a long-term basis. Emphasize that you want to secure a position that offers opportunities to grow, develop skills and take on challenges and responsibilities. Do not indicate that you hope to start your own business, change careers or are thinking of going back to school full-time.
4.What’s your definition of success?
This is a challenging one for many a job hunter because success can be subjective. You might think that success means landing this job and working your way up in the company, but your employer wants to know why you would be successful with the company. What would you be doing on a day to day basis that would lead to success? You might talk about how you maintain a strong work ethic, work with feedback from your boss and peers, and maintain a high level of integrity at all times.
Hdfc bank hr interview questions
Company profile: The bank was incorporated in 1994
with its headquarters in Mumbai and became scheduled commercial bank in
January 1995. Housing Development Finance Corporation Limited (HDFC) was
the first bank to be approved by the Reserve Bank of India to start a
private sector bank in India, as part of the RBI’s liberalization.
The bank today has more than 3400 ATM’s and more than 1450 branches spread across 550 towns and cities in India. The bank has won over 40 awards with the title “THE BEST BANK OF INDIA” over the last one and a half decade.
Job profile: The main role of the manager would be to provide with the business and income analysis for the various products of the company across different regions and segments. The manager would also be required to carry out branch and region wise productivity and cost control data analysis of the company’s products. He would also be required to analyze turnover and income achievement for the product.
Qualifications: The minimum qualification for applying for the post is a MBA or Post Graduate Diploma in Business Administration or Post Graduate Program in Management in Finance, Accountancy, Banking or equivalent.
Experience: 3 to 6 years of working experience in the related field is required for this position preferably managers specializing in Banking, Financial Services or equivalent.
Pay Scale: Rupees 4, 75,000 to 6, 50,000
Email Address: hr@hdfcbank.com
Location of Work: Ahmedabad, Amritsar, Chandigarh, Delhi, Jalandhar, Ludhiana, Mohali, Mumbai, Panjim
No. of positions: 9 positions open one each at every location.
How to apply: The candidates interested in applying for the post must mail in their recently updated Resume to hr@hdfcbank.com, the candidates desired by the company would be contacted shortly.
Please mention your contact details properly.
The bank today has more than 3400 ATM’s and more than 1450 branches spread across 550 towns and cities in India. The bank has won over 40 awards with the title “THE BEST BANK OF INDIA” over the last one and a half decade.
Job profile: The main role of the manager would be to provide with the business and income analysis for the various products of the company across different regions and segments. The manager would also be required to carry out branch and region wise productivity and cost control data analysis of the company’s products. He would also be required to analyze turnover and income achievement for the product.
Qualifications: The minimum qualification for applying for the post is a MBA or Post Graduate Diploma in Business Administration or Post Graduate Program in Management in Finance, Accountancy, Banking or equivalent.
Experience: 3 to 6 years of working experience in the related field is required for this position preferably managers specializing in Banking, Financial Services or equivalent.
Pay Scale: Rupees 4, 75,000 to 6, 50,000
Email Address: hr@hdfcbank.com
Location of Work: Ahmedabad, Amritsar, Chandigarh, Delhi, Jalandhar, Ludhiana, Mohali, Mumbai, Panjim
No. of positions: 9 positions open one each at every location.
How to apply: The candidates interested in applying for the post must mail in their recently updated Resume to hr@hdfcbank.com, the candidates desired by the company would be contacted shortly.
Please mention your contact details properly.
My Interview at ICICI Bank
My
interview at ICICI Bank for the position of private banker started with
the HR round. The thing about the private banking is that most of the
time an individual is required to interact with high net worth
individual. Therefore the HR was looking for someone who will be at ease
in such situation. The HR started by asking about my previous
organizations and my work in them. What were the key performance
indicators that I used to focus on in my earlier organizations and also
why I left them. Then she asked me about my strength and weakness, how I
leverage them in advancing my career and the quarterly review that I
got from the HR in my previous organization. Plus there were question
relating to my family back ground and if I will be willing to relocate
it I am asked too.
After this the business round happened with business heads of private banking. The questions were focused around the revenue generation, my client base that I handled in my previous organizations and my knowledge relating to the various financial products. The prime focus of this whole round was to understand the knowledge level of the candidate in terms of various products that bank offers to its clients as well as to see if the candidate is able to convey the salient features of the products to the clients or not. The other aspect of this round was to see the kind of book-size that the client will be able to bring to the bank, thereby increasing the size of asset under management of the bank.
I had a good experience so far as the interview is concerned. I got the chance to not only show my ability to convince the clients about the profitability of the products that bank was offering as investment avenues but also show that I am able to handle queries well. I was also able to show that I am already handling a very healthy book-size and if given the opportunities I will be able to enhance the AUM as well as the client base of the bank. There by contributing to the overall productivity of the bank.
After this the business round happened with business heads of private banking. The questions were focused around the revenue generation, my client base that I handled in my previous organizations and my knowledge relating to the various financial products. The prime focus of this whole round was to understand the knowledge level of the candidate in terms of various products that bank offers to its clients as well as to see if the candidate is able to convey the salient features of the products to the clients or not. The other aspect of this round was to see the kind of book-size that the client will be able to bring to the bank, thereby increasing the size of asset under management of the bank.
I had a good experience so far as the interview is concerned. I got the chance to not only show my ability to convince the clients about the profitability of the products that bank was offering as investment avenues but also show that I am able to handle queries well. I was also able to show that I am already handling a very healthy book-size and if given the opportunities I will be able to enhance the AUM as well as the client base of the bank. There by contributing to the overall productivity of the bank.
Interview Question for ICICI Bank PO 2012
Who is the current finance secretary?
· What do you know about mobile banking?
· What is the difference between private and nationalised banks?
· What do you have to do if we found a bank note?
· What is ATM?
· What is bearer cheque?
· What is the difference between cheque and draft?
· What will you do if you have received a fake note from customer?
· How do you feel after entering a private bank and public sector
bank?
· What is Contingent Liability?
· What is the product of money market?
· What is monetary policy?
· What is inflation?
· Why do you want to enter banking?
· What do you know about mobile banking?
· What is the difference between private and nationalised banks?
· What do you have to do if we found a bank note?
· What is ATM?
· What is bearer cheque?
· What is the difference between cheque and draft?
· What will you do if you have received a fake note from customer?
· How do you feel after entering a private bank and public sector
bank?
· What is Contingent Liability?
· What is the product of money market?
· What is monetary policy?
· What is inflation?
· Why do you want to enter banking?
Good Luck!!!!!!!!!!!!!!!!!!!!!!!!!1
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